‘Experts’ Say You Should Have TWICE Your Salary Saved By 35, And Twitter Claps Back

by Joanna McClanahan
Twitter / @LoriG

MarketWatch recently published an article called “Money Milestones: This is how your finances should look in your 30s,” in which it claims that everyone should have saved a year’s worth of salary by the age of 30. And by age 35, those savings should have doubled.

I’m sorry, what? HOW?

I have been living paycheck to paycheck for most of my adult life. At what point are we going to acknowledge that between stagnant wages, crippling student debt, and inflation on things like food and rent, this is not a realistic standard for most people? And it’s even more unrealistic for women, who are still paid substantially less than their male counterparts.

In fact, 6 in 10 Americans don’t even have $500 in savings. So this article makes a lot of assumptions that aren’t even remotely realistic for most of us.

MarketWatch then shared their article on Twitter, where the hilariously honest responses reflected what financial life is actually like for millennials.

Let’s start with the obvious:

Maybe this was all just a miscommunication:

Because the math just doesn’t add up:

Here’s a more realistic expectation to hold yourself to:


Because this is what it’s actually like:

Unless I’m doing the wrong math:

Account balances be like:

The article even sites reasons that this isn’t attainable:

In fact:

Again, this is even truer for women:

And now my perception of the world and everything in it has changed:

Maybe this is what they meant:

Or this:

Or this?

This is why this whole concept is ridiculous:

They should at least let the people who pay us know:

In the meantime, the rest of this garbage world finally makes sense:

Millennials aren’t lazy and entitled as much as we have been backed into an economical stalemate where the cost of living has dramatically increased, but wages haven’t. So unless you were lucky enough to be born into wealth, it’s safe to say this statistic isn’t a realistic one for most of us.